The Climate Dashboard

Innovative Solutions Across the Insurance Workflow

Actionable and comprehensive climate data – from underwriting and forecasting to post event claim analysis.

Athenium helps insurers make faster, more informed decisions.

Athenium Analytics™ enables insurance carriers to find new opportunities for growth, efficiency and continuous improvement. We offer industry-leading insurtech software that helps carriers drive quality, improve performance and write smarter business using predictive analytics and actionable insights.

smart Underwriting

Identify potential risks and natural hazards before you write.

hurricane forecasting

Track the path of oncoming storms and identify your exposure.

post-event analysis

Verify claims and potential loss with high resolution weather forensics.

Gauge Underwriting

Manage and Monitor Risk

We use a simple 1-10 scoring rubric to help you assess and mitigate against natural hazard and peril risks, including earthquake, hail, hurricane wind and surge, fluvial and flash flooding, sustained wind, wind gusts, ice storms, rainfall, tornados and wildfires.

When combined with our damageability and cost models, you can accurately identify at-risk structures and assets, and ensure that the proper steps are taken to mitigate any potential loss.

VIEW PERIL-SPECIFIC CLIMATE RISK

Climate risk exposure mapping and scoring is displayed at the highest resolution available. Precision risk scoring uses historical data and innovative modeling techniques to accurately assess hazard risks and climate vulnerabilities.

GRANULAR DETAILED VIEW

View aggregated exposure details by state and by cell. Geospatial risk assessment available for Hail, Intense Rainfall, Straight-Line Wind, Tornado, Hurricane Wind, Hurricane Surge, Ice Storm, Winter Storm, Wildfire, Earthquake, River Flood and Flash Flood.

GAUGE FLASH FLOOD

Our flood risk maps score locations based on soil hydrologic attributes, land use and land cover types, rainfall intensity and topography to help you determine which areas are prone to flash floods.

GAUGE RIVER FLOOD

The risk associated with a flood when a river or stream overflows its banks. The score is representative of frequency (the likelihood of a flood occurring at any point in time) and severity (the expected depth of flood water) at the searched location.

GAUGE STORM SURGE

The risk of any surge water height from a hurricane. The score is representative of frequency (how often each category of storm has occurred) and severity (the “worst case” surge water height for each category of storm) at the searched location.

ENHANCED WILDFIRE RISK SCORES

Incorporates more recent wildfire historical data with new perils known to have an impact on wildfire risk. Scores are based on scientific advancements in the study of wildfire and modeling methodologies.

Beacon Forecasting

Actionable and Accurate Forecasts

Actionable, configurable intelligence to help mitigate loss from severe weather and natural hazard events. Our solution allows you to better plan resource allocation and disaster response.

Our proprietary forecast tracks were funded by the U.S. department of Homeland Security to protect critical infrastructure at home and abroad.

PROPRIETARY FORECAST MODELS

Our tropical storm forecast leverages machine learning for increased predictability of a storm’s path and intensity.

Integrate your data

Overlay your exposure information to track potential exposure and issue proactive alerts.

Dexter Post-Event

Assess, Visualize and Verify

Manage and verify natural hazard incidents at hyperlocal resolution. Dexter is a web-based weather forensics dashboard that helps you verify and manage weather-related event impacts, and understand your exposure to hazardous events within 90 mins of occurrence.

Dexter combines multi-dimensional weather data, hyperlocal resolution, and nationwide coverage to deliver the most comprehensive peril verification software available today.

HOUR-BY-HOUR PERIL REPORTS

Download hour-by-hour weather reports for any location and peril. Choose any location to see hourly snow accumulations, rainfall totals, hail sizes, wind gusts and more.

GAP-FREE WEATHER DATA

Improve decision-making with gap-free, high-resolution weather data for hail, rainfall, freezing rain, snowfall, wind gusts, sustained winds, tornadic storms, temperatures, and wildfires. Our database provides nationwide hazard data at your fingertips.

MULTI-SOURCED HAIL DATA

Our algorithim aggregates multiple trusted data sources, including the Multi-Radar/Multi-Sensor system, the Storm Prediction Center, and the National Climatic Data Center to provide the most accurate estimate of hail size at the highest resolution available.

Automated Impact Reports

Automated daily delivery of a report describing all your locations that were impacted by hazardous weather yesterday

HIGH RESOLUTION HURRICANE FORENSICS

View rainfall, sustained wind, wind gust and storm surges for named Hurricanes that make landfall in the U.S.

TORNADIC STORM & WIldfire FORENSICS

View Enhanced Fujita scale (EF scale) intensity ratings for tornadoes along with tornado paths, damage swaths and damage points. View active and historical wildfire event paths at high resolution.

What our users are saying:

Using Athenium Analytics pre- and post-storm tools has significantly improved our ability to prepare for an event and respond to our customers by allocating resources to those who need it the most first.

Our use of the Gauge tool has made a real difference in our property underwriting. Our underwriters are better armed with key location-specific indicators to inform their choices on pricing and policy conditions. And we are now able to better manage our concentration of risk and get a very good picture of our portfolio across our territory.

[Athenium] has been transformative for our Personal Lines underwriting team. The tool has multiple value-adds to our group:

Radically improved our workflow (helps us prioritize re-underwriting actions)
Allowed us to re-underwrite a much larger portion of our renewal book
Leads to a more significant action than our traditional inspection program (i.e., more non-renewals, cancellations, ACV roofs)
And costs much less than our prior process

We were impressed during [Hurricane] Florence with the ‘real time’ storm track updating. This storm was originally forecast to move through NC and up into the Chesapeake Bay area of VA. Instead, the storm took an uncommon turn to the south and instead impacted the NC/SC border area. The fact that the tool was agile in updating in real time, really helped us better understand our actual exposures.

Want to learn more?

Schedule a demo, request pricing or speak with one of our team members.

Contact Us